We solve your loan needs with more options than any service available.
By working with Semble, you’ll lower your monthly payment by as much as 60% and together with your supporters make a bigger impact on the community you serve.
Nonprofit Recognizes Need
for Loan/Refinance
Nonprofit Contacts Semble
Semble Gathers Information
Assesses Need and Bank Viability
Semble Launches Comprehensive Approach
Semble Negotiates
Details with Bank
Semble Works to Secure
Potential Bank Loan Involvement
Nonprofit Establishes
Terms with Supporters
Nonprofit Supporters Invest
to Address Loan Need
Desired Outcome
Complete Loan Need Funded
Mission Maximized
Everyone Benefits
Nonprofit: Lower Payments and Strengthened Relationships
Investing Supporter: Financial & Social Return
Community: Better Served
NEW HORIZONS & UNION CHURCH
DAVE HILL
NONPROFIT BOARD LEADER & COMMUNITY INVESTOR
SAMBICA
MATT WIMMER
CEO & PRESIDENT
Impact Stories
Youth Camp: Refinance
Loan Amount: $450,000
Interest Rate: 1.78%
Payment Savings Per Month: $3,000
“Semble’s program provided a payoff strategy the camp never had before and now we can look towards the future… It has created new relationships with people that hadn’t given in the past.”— Executive Director
The camp was trapped in a perpetual state of debt thanks to a bank loan carrying an interest rate of nearly 7 percent. As a result of Semble’s assistance with this loan, the camp was able to dramatically lower its interest rate, pulling it out of the perpetual state of debt and putting it on a path to retire the loan in just seven years. It also helped them develop strong donor relationships with families who had not historically donated to the camp. The camp paid off its loan in just over three years after investors forgave more than $50,000. They credit Semble’s assistance as a vital key to becoming debt free.
Own vs. Rent
Loan Amount: $2,300,000
Interest Rate: 3.77 %
Payment Savings Per Month: $9,200
“When I think of Semble, I think of good stewardship. Working with Semble has been great… we highly recommend them.”— Senior Pastor
The church was able to transition from renting space on a weekly basis to owning their own beautiful facility, a move that would have been impossible with a traditional bank option. Recognizing that renting space often limits the capacity for growth, the church enlisted Semble’s help to provide a loan solution that was manageable based on their existing financial condition. As a result, they were able to buy their own permanent location, which led to significant increases in attendance and giving, enabling the church to accelerate paying off their debt. Investors expressed genuine gratitude for the opportunity to realize a return while knowing their money was making a difference in their community.
School: Expansion
Loan Amount: $7,000,000
Interest Rate: 3.98 %
Payment Savings Per Month: $23,200
“It is through Semble’s service that we were able to complete the elementary building project. You have created a long-lasting effect on the education of many students now and far into the future.”— Headmaster
During a time when construction financing was difficult to secure—despite the school’s creditworthiness—Semble was able to secure financing for an expansion project on the school’s main campus. This allowed them to transition their elementary grades to this campus, which now serves students from pre-kindergarten to 12th grade. Semble’s approach provided a more cost-effective solution than traditional bank financing and opened the door to expanding the school’s relationship with community donors who, without the investment opportunity, would not have engaged. The school has mentioned on numerous occasions that it plans to utilize Semble for any financing needs it may have in the future.
Nonprofits Served
Semble can assist practically any type of nonprofit within the 501(c) tax code section. We have experience working with a diverse variety of nonprofits. Below is a sample of nonprofits we can serve.
Faith Based
Bring value to your community with more of your originations resources going towards driving your mission.
Youth-Focused
Whether a camp, children’s center, homeless youth organization, Semble can help you focus on helping the next generation.
Private Education
Assist a school to purchase or re-finance a property with lower cost financing.
Recreational Clubs
Provide facilities to maximize user-experience. Bring value to the families you serve.
Give us a call so we can review your situation and needs.
Other Nonprofits Serving: Affordable Housing, Community Nonprofits, Humane Societies, Home Owner Associations
Impact Investing
Nonprofits are on the frontline providing some of the most vital service in the life of our communities, but resources are perpetually in short supply. Without another dollar given, Semble solves this by bringing a customized solution that can free up significant dollars for nonprofits and ministries that have loan needs.
By coordinating impact investments, not charity, from supporters as well as bank options to fulfill the loan need, organizations have been able to realize savings of up to 60% on monthly loan payments.
JUST THINK OF THE IMPACT ON COMMUNITIES THAT THESE SAVINGS CAN FUEL…
- Supporters become impact investors, receiving both a financial and social return.
- Investors are more engaged with a nonprofit when they are literally invested in its success. Donations of time and energy rise among investors.
- Nonprofits expand their donor base as they reach new investors.